Notice and Terms

Please review the ShopNow.com MasterCard from Chase Notice and Terms on this page before completing the application. After reviewing, click on the button at the bottom of the screen to continue to the last page of the application.

Notice
You agree that we (or Merrick Bank in the event your application is transferred to Merrick Bank) may obtain and use consumer credit reports and exchange credit information in connection with this offer and any update, renewal or extension of credit that is extended to you or for any other legitimate business purpose. If you request, you will be informed whether any credit report was requested and, if so, the name and address of the consumer reporting agency which furnished the report. As permitted by law, we (or Merrick Bank if your application is transferred to Merrick Bank) may share account and other information, as well as information contained in your Application and in any other credit report on you, with any Chase (or Merrick Bank) affiliates and others for the purpose of considering your eligibility for their products or services including banking, insurance and investment products. More details regarding our rights to share information will be provided to you after an account is established. You agree that we will consider this Application for a Chase Platinum MasterCard® with credit lines ranging from $5,000 to $100,000. You agree that we reserve the right, based upon our evaluation of information furnished by you or others, to open a Standard MasterCard account if you do not qualify for the Chase Platinum, or not to open any account. The Chase Standard MasterCard has the rates as stated below and no annual fee. You must be at least 18 years old to qualify (19 in AL and NE; 21 in MS). Married applicants may apply for separate credit.

State laws require the following notices: California Residents: Married applicants may apply for separate credit. New York Residents: May contact the New York State Banking Department at 1-800-518-8866 to obtain a comparative listing of credit card rates, fees and grace periods. Ohio Residents: The Ohio law against discrimination requires that all creditors make credit equally available to all creditworthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio Civil Rights Commission administers compliance with this law. Married Wisconsin Residents: No provision of any marital property agreement, unilateral statement, or court order applying to marital property will adversely affect a creditor's interests unless prior to the time credit is granted, the creditor is furnished with a copy of the agreement, statement or court order, or has actual knowledge of the provision. In addition, you must send us the name and address of your spouse within 15 days to Chase Manhattan Bank USA, National Association, P.O. Box 15006, Wilmington, Delaware 19850-5006 (or Merrick Bank P.O. Box 571308, Salt Lake City, Utah 84157-1308) so that we can provide your spouse with a disclosure required under Wisconsin law.

Chase credit cards are issued by Chase Manhattan Bank USA, National Association. You must have a valid permanent home address within the 50 United States or the District of Columbia. Applications with addresses outside this market area, including addresses in U.S. territories, commonwealths and possessions will not be approved. This offer and any resulting account are subject to Delaware and federal law (or Utah and federal law if the account is established by Merrick Bank). You agree that the use of any card or account issued in connection with this offer is subject to the terms specified in, and such terms are subject to change as provided in, the Cardmember Agreement. Payments may be applied, by Chase in its sole discretion, to promotional rate balances (like reduced rate Balance Transfers or other reduced rate offers) before standard rate balances.

Click Cash Rebate Summary
You earn a five percent Click Cash Rebate by using your card to make merchandise purchases directly at the Product and Brand areas of the ShopNow.com website and at any MyShopNow.comSM personal store which you create. Rebates will be in the form of a credit, which will appear on your monthly billing statement.

Rebates are not earned on purchases for services, cash advances (including ATM and check transactions), finance charges, late, overlimit, returned payment or other account fees that may be assessed, balances transferred to your account, or if your account is closed or not in good standing.

Features and Services Summary
(Features and Services may vary if account is established by Merrick Bank)
Some card features and services are provided by independent suppliers who assume full responsibility for their programs. The availability, scope, underwriters and suppliers of these services are subject to change. Card features and services have some restrictions, exclusions and limitations. Full details will be provided when you become a cardmember.

Balance Transfer Disclosures
(Not available if account is established by Merrick Bank)
You agree to allow approximately 30 days for us to process your application and transfer the balance(s) to your Chase account. Please continue to make at least the minimum payments on your other credit cards until we notify you that the balances have been transferred. Chase is not responsible for fees and finance charges incurred by you prior to your balance being transferred to Chase. Payment of the amount(s) authorized by you may or may not satisfy any outstanding balances(s) on the designated accounts. You will continue to be responsible for any balances on your other credit cards. In the event that your request(s) exceeds the amount of your credit line, the bank will fulfill your requests in numeric order as listed on your Balance Transfer Form, may decline to process one or more requests and/or may complete one request in partial amount. Chase will limit total transfer amounts to $250 less than your total credit line in order to leave part of your line available. The payment and transfer of balances is contingent upon approval by the bank and receipt of complete, legible balance transfer requests. The Balance Transfer Form may not be used to make payments toward amounts you owe Chase. Transfer requests to cash or to yourself cannot be processed. Balance Transfers do not earn rewards.

Merchandise Protection.
For Chase Platinum MasterCard cardmembers, the MasterPurchase® Retail Protection services program consisting of Purchase Assurance® and Extended Warranty is underwritten by Virginia Surety Co., Inc. Coverages are in excess of other insurance and subject to the terms and conditions of the policy.